20 free tools

UK business finance calculators

Calculate margins, cash runway, working capital, VAT balances, company tax and employer allowances.

Choose a business finance calculator

Net profit margin calculator UK

Measure profit as a share of revenue after all entered costs.

Business finance

Markup on cost calculator UK

Find the selling price needed for a chosen markup on cost.

Business finance

Business break-even sales calculator UK

Find the unit sales needed to cover fixed costs at a chosen unit contribution.

Business finance

VAT output minus input calculator UK

Calculate a simple VAT balance from output VAT and eligible recoverable input VAT.

Business finance

VAT invoice total calculator UK

Build a simple invoice subtotal, discount, VAT amount and gross total.

Business finance

Freelance day rate target calculator UK

Turn an annual pre-tax income target and business costs into a billable day-rate target.

Business finance

Sole trader monthly tax reserve calculator UK

Turn a simple sole trader tax estimate into a monthly amount to put aside.

Business finance

Business cash runway calculator UK

Estimate how long cash covers a business’s monthly net cash burn.

Business finance

Working capital calculator UK

Measure the difference between current assets and current liabilities.

Business finance

Current ratio calculator UK

Compare short-term assets with short-term liabilities.

Business finance

Cash conversion cycle calculator UK

Combine inventory, customer payment and supplier payment days.

Business finance

Inventory turnover calculator UK

Estimate annual inventory turns and average holding days.

Business finance

Early invoice payment discount calculator UK

Compare cash saved by an early payment discount with its simple annualised funding value.

Business finance

Debt service coverage ratio calculator UK

Compare operating cash available with principal and interest payments due.

Business finance

Operating profit margin calculator UK

Calculate operating margin before finance and tax from revenue and operating costs.

Business finance

VAT registration turnover check calculator UK

Compare taxable rolling 12-month turnover with the UK registration threshold.

Business finance

Corporation Tax with marginal relief calculator UK

Estimate 2026 Corporation Tax for a qualifying company over a full 12-month accounting period.

Business finance

Employment Allowance remaining NI calculator UK

Apply the annual allowance to eligible employer Class 1 NI liability.

Business finance

Apprenticeship Levy calculator UK

Estimate annual levy from the pay bill and allowance allocated to this employer.

Business finance

Total employer cost of an employee calculator UK

Add salary, standard adult employer NI and actual employer-funded costs.

Business finance

Where to start

Use the cash-flow tools for payments and receipts, and profit tools for revenue and expense measures. A positive accounting profit does not guarantee that cash is available when a bill falls due.

UK data and coverage

HMRC rules are cited for statutory thresholds and tax models. Eligibility, accounting definitions, special schemes and filing obligations must be checked separately; the models are not complete accounts or returns.

Each calculator explains the formula, includes a worked example and identifies the assumptions that can affect your result. Official rule tables and dated price references are linked on the relevant pages.

Read the data sources and calculation methodology or browse all UK calculators.

Explore another topic