Monthly budget calculator UK
Plan a monthly household budget using take-home income, housing, bills, food and travel. Find your remaining balance or monthly shortfall.
Enter your figures
Monthly amount remaining
Inputs changed. Select Calculate result to update your estimate.
Enter monthly amounts including debt payments and other commitments. The balance is before any costs you have not included.
How the monthly budget calculator uk works
Remaining = income − housing − bills − food − travel − other spending.
Data basis: mathematical formula using your inputs. Example prices and rates are illustrative, not current market quotes.
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Worked example: monthly budget
This illustration uses the calculator’s example inputs. It is not a quote or a recommended financial decision.
- Monthly take-home income (£)
- 2,800
- Housing (£)
- 950
- Bills and utilities (£)
- 250
- Food (£)
- 300
- Travel (£)
- 150
- Other spending and commitments (£)
- 400
Monthly amount remaining: £750.00
Remaining = income − housing − bills − food − travel − other spending.
Monthly budget: questions answered
Should I enter gross salary or take-home pay?
Use take-home income after tax and other payroll deductions. Include regular debt payments and commitments under other spending so the balance reflects your actual budget.
Using your result
Example inputs are a starting point. Replace them with your figures and select Calculate result. Results are rounded for display; calculations use unrounded values.
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