Inflation-adjusted investment return calculator UK
Convert a nominal return into a real return after an inflation assumption. Check the formula, worked example and limits before using your own figures.
Enter your figures
Real annual return
Inputs changed. Select Calculate result to update your estimate.
Use your actual figures. Any prefilled price, fee, rate or return is an editable illustration, not a current product quote. Both inputs are assumptions or observed rates you supply. Not an inflation forecast; excludes tax and fees.
How the inflation-adjusted investment return calculator uk works
Real return = ((1 + nominal return) ÷ (1 + inflation) − 1) × 100.
Data basis: mathematical formula using your inputs. Example prices and rates are illustrative, not current market quotes.
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Worked example: inflation-adjusted investment return
This illustration uses the calculator’s example inputs. It is not a quote or a recommended financial decision.
- Nominal annual return (%)
- 5
- Annual inflation (%)
- 3
Real annual return: 1.94%
Real return = ((1 + nominal return) ÷ (1 + inflation) − 1) × 100.
Inflation-adjusted investment return: questions answered
What does the inflation-adjusted investment return calculation include?
Real return = ((1 + nominal return) ÷ (1 + inflation) − 1) × 100. Use your actual figures. Any prefilled price, fee, rate or return is an editable illustration, not a current product quote. Both inputs are assumptions or observed rates you supply. Not an inflation forecast; excludes tax and fees.
Using your result
Example inputs are a starting point. Replace them with your figures and select Calculate result. Results are rounded for display; calculations use unrounded values.
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