PCP total amount payable calculator UK
Separate the cash paid before a PCP balloon from the cost of keeping the car. Check the formula, worked example and limits before using your own figures.
Enter your figures
Total cash to keep the car
Inputs changed. Select Calculate result to update your estimate.
Use your actual figures. Any prefilled price, fee, rate or return is an editable illustration, not a current product quote. Uses the payments in your agreement; does not calculate APR or predict equity. Returning the car may involve mileage or condition charges not modelled here.
How the pcp total amount payable calculator uk works
Before final payment = deposit + monthly instalments. Keeping cost adds balloon and stated fees.
Data basis: mathematical formula using your inputs. Example prices and rates are illustrative, not current market quotes.
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Worked example: pcp total amount payable
This illustration uses the calculator’s example inputs. It is not a quote or a recommended financial decision.
- Deposit (£)
- 3,000
- Monthly instalment (£)
- 250
- Number of instalments
- 36
- Optional final balloon (£)
- 9,000
- Other charges if keeping the car (£)
- 100
Total cash to keep the car: £21,100.00
Before final payment = deposit + monthly instalments. Keeping cost adds balloon and stated fees.
PCP total amount payable: questions answered
What does the pcp total amount payable calculation include?
Before final payment = deposit + monthly instalments. Keeping cost adds balloon and stated fees. Use your actual figures. Any prefilled price, fee, rate or return is an editable illustration, not a current product quote. Uses the payments in your agreement; does not calculate APR or predict equity. Returning the car may involve mileage or condition charges not modelled here.
Using your result
Example inputs are a starting point. Replace them with your figures and select Calculate result. Results are rounded for display; calculations use unrounded values.
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