Tax & pay · 2026/27

National Insurance calculator UK 2026/27

Estimate 2026/27 employee National Insurance for category A earnings. See annual contributions and the monthly average using the standard thresholds.

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Your estimate

Annual employee NI estimate

£1,794.40
Monthly average£149.53
Income after NI only£33,205.60

2026/27 annualised category A estimate for one job, below State Pension age. Payroll uses pay-period thresholds; bonuses, irregular pay and multiple jobs can change deductions.

How the national insurance calculator uk 2026/27 works

8% between £12,570 and £50,270, then 2% above.

UK data and rules

2026/27 data · Checked 16 October 2026. Rules are a dated snapshot, not a live feed.

Read about data coverage and updates

Worked example: employee national insurance

This illustration uses the calculator’s example inputs. It is not a quote or a recommended financial decision.

Annual gross income (£)
35,000

Annual employee NI estimate: £1,794.40

8% between £12,570 and £50,270, then 2% above.

Employee National Insurance: questions answered

Why is this an annualised National Insurance estimate?

Most employees pay NI using each pay period’s earnings and thresholds. Dividing an annual calculation by 12 gives an average, which can differ from payroll with bonuses or irregular pay.

Plan the next step

Take-home pay calculator UK 2026/27: Estimate net annual and monthly employment pay.

Income Tax calculator UK 2026/27: Work out annual Income Tax using the right UK country bands.

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Using your result

Example inputs are a starting point. Replace them with your figures and select Calculate result. Results are rounded for display; calculations use unrounded values.

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