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Mortgages · Your inputs

Mortgage deal fee comparison calculator UK

Compare payments and fees over the deal periods of two mortgage offers. Check the formula, worked example and limits before using your own figures.

Enter your figures

Your estimate

Deal A payments and upfront fees

£27,678.96
Deal B payments and upfront fees£27,227.77
Deal A remaining debt£190,935.22
Deal B remaining debt£191,181.50

Use your actual figures. Any prefilled price, fee, rate or return is an editable illustration, not a current product quote. Assumes fees are paid upfront, equal terms and fixed rates throughout the selected period. Remaining debt matters as well as cash paid; this is not an APR or product recommendation.

How the mortgage deal fee comparison calculator uk works

For each deal, add payments over the comparison period and upfront fees; also show remaining debt.

Data basis: mathematical formula using your inputs. Example prices and rates are illustrative, not current market quotes.

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Worked example: mortgage deal fee comparison

This illustration uses the calculator’s example inputs. It is not a quote or a recommended financial decision.

Mortgage amount (£)
200,000
Years
25
Deal A nominal interest (%)
4.5
Deal A upfront fees (£)
999
Deal B nominal interest (%)
4.7
Deal B upfront fees (£)
0
Comparison period (months)
24

Deal A payments and upfront fees: £27,678.96

For each deal, add payments over the comparison period and upfront fees; also show remaining debt.

Mortgage deal fee comparison: questions answered

What does the mortgage deal fee comparison calculation include?

For each deal, add payments over the comparison period and upfront fees; also show remaining debt. Use your actual figures. Any prefilled price, fee, rate or return is an editable illustration, not a current product quote. Assumes fees are paid upfront, equal terms and fixed rates throughout the selected period. Remaining debt matters as well as cash paid; this is not an APR or product recommendation.

Plan the next step

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Browse the mortgages calculators for more tools in this topic.

Using your result

Example inputs are a starting point. Replace them with your figures and select Calculate result. Results are rounded for display; calculations use unrounded values.

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