Family & benefits · 2026/27

Marriage Allowance calculator UK 2026/27

Estimate a couple’s 2026/27 Marriage Allowance saving. Compare the recipient’s reduction with extra tax for the lower earner, using UK country bands.

Enter your figures

Your estimate

Net annual couple saving

£214.00
Recipient tax reduction£252.00
Extra tax for lower earner£38.00

2026/27 simple employment/pension income only, with both partners in the selected country. Assumes married or civil partners, both born on or after 6 April 1935, no special reliefs and no savings or dividends. This is an estimate, not an eligibility decision.

How the marriage allowance calculator uk 2026/27 works

Transfer £1,260 of the lower earner’s allowance. Compare their extra tax against the recipient’s tax reduction of up to £252.

UK data and rules

2026/27 data · Checked 16 October 2026. Rules are a dated snapshot, not a live feed.

Read about data coverage and updates

Worked example: marriage allowance

This illustration uses the calculator’s example inputs. It is not a quote or a recommended financial decision.

Lower earner’s annual income (£)
11,500
Higher earner’s annual income (£)
20,000
Country for tax purposes
England

Net annual couple saving: £214.00

Transfer £1,260 of the lower earner’s allowance. Compare their extra tax against the recipient’s tax reduction of up to £252.

Marriage Allowance: questions answered

Is the couple’s saving always £252?

No. The recipient’s reduction is capped, and transferring allowance can create extra tax for the lower earner. This model compares both effects to show the couple’s net change.

Plan the next step

Income Tax calculator UK 2026/27: Work out annual Income Tax using the right UK country bands.

Take-home pay calculator UK 2026/27: Estimate net annual and monthly employment pay.

Browse the family & benefits calculators for more tools in this topic.

Using your result

Example inputs are a starting point. Replace them with your figures and select Calculate result. Results are rounded for display; calculations use unrounded values.

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